Mortgages & Refinancing

About First Down Mortgage

First Down Mortgage, LLC – NMLS 1920842 is a registered and licensed mortgage brokerage firm located in Jacksonville, FL. We offer services such as brokering residential purchases and refinances, as well as providing related mortgage loan guidance. We are a client centric brokerage firm focused on the satisfaction of our clients and process efficiency. Our borrower’s best interests always come first, as everything we do is guided by our values and professional ethics. We have the ability and flexibility to shop for loans at several lending institutions to secure the very best interest rates and terms. We also take the time to explain the loan’s legal aspects to you, including its payment terms and clauses. From helping you gather necessary documents to securing appraisals and title work, we can make the entire process much easier for you.

How the Insurance Market in Florida Has Drastically Changed

How the Insurance Market in Florida Has Drastically Changed

By, Chad Hauseman Credit scores are not the only deciding factor when getting approved for a home loan, having insurance on the home being purchased is just as important. The lender will require proof of insurance on the home before closing and will have a list of...

Flex Your Financial Muscle in this Housing Market

Flex Your Financial Muscle in this Housing Market

By, Chad Hauseman The housing market is currently very competitive. “No kidding, Chad. Thanks.” I know…you are probably sick of hearing about it, but it is true. Even with the over-abundance of information out there right now, I think it’s important to discuss the...

Pre-Approvals Are Better Than Gold

Pre-Approvals Are Better Than Gold

By, Chad Hauseman If you are in the market for a home purchase and are looking to take advantage of still low mortgage interest rates, a pre-approval is better than gold. While lenders have varying guidelines when it comes to evaluating potential borrowers and their...

Interest Rates are on the Move

Interest Rates are on the Move

By, Chad Hauseman I want to give a quick market update. Last week, we saw the biggest increase in mortgage rates in some time. Almost a quarter-point jump. What does that mean for the state of the market? It’s a competitive market - make sure you're locking in. If you...

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First Down Mortgage’s Authors & Contributors

Chad Hauseman

Chad Hauseman

CEO

904.333-0390
chad@firstdownmortgage.com

Mr. Chad Hauseman is founder and CEO of First Down Mortgage, LLC – NMLS 1920842. A graduate of Jacksonville University, Chad completed a double major in Marketing and Business Management. He was selected as an All-American in baseball his Senior year and was drafted by the Anaheim Angels in the 24th round of the Major League Baseball draft. Chad has over 15 year’s of experience working as a loan originator and sales manager within the mortgage industry. He has been a fixture within the Jacksonville community for 20 years with his wife Stacy and his three sons. He currently serves on the Ponte Vedra Athletic Association (PVAA) board and enjoys spending time outdoors, especially at the beach with his family and friends.

NMLS 26521

Whitney Loggins

Whitney Loggins

COO

Phillip Greene

Phillip Greene

Loan Officer

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