How the Insurance Market in Florida Has Drastically Changed

How the Insurance Market in Florida Has Drastically Changed

By, Chad Hauseman Credit scores are not the only deciding factor when getting approved for a home loan, having insurance on the home being purchased is just as important. The lender will require proof of insurance on the home before closing and will have a list of...
Flex Your Financial Muscle in this Housing Market

Flex Your Financial Muscle in this Housing Market

By, Chad Hauseman The housing market is currently very competitive. “No kidding, Chad. Thanks.” I know…you are probably sick of hearing about it, but it is true. Even with the over-abundance of information out there right now, I think it’s important to discuss the...
Pre-Approvals Are Better Than Gold

Pre-Approvals Are Better Than Gold

By, Chad Hauseman If you are in the market for a home purchase and are looking to take advantage of still low mortgage interest rates, a pre-approval is better than gold. While lenders have varying guidelines when it comes to evaluating potential borrowers and their...
Interest Rates are on the Move

Interest Rates are on the Move

By, Chad Hauseman I want to give a quick market update. Last week, we saw the biggest increase in mortgage rates in some time. Almost a quarter-point jump. What does that mean for the state of the market? It’s a competitive market – make sure you’re...
The Professionals You Need in a Real Estate Transaction

The Professionals You Need in a Real Estate Transaction

By, First Down Mortgage Who does what in a real estate transaction? Phillip Greene details the 7 professionals you’ll need to carefully choose – spoiler, we can help connect you with all of them! From Mortgages to Realtors, to Insurance Agents and more,...